Woodwater Farmhouse

Hi and welcome!  If you are just tuning in then you might want to check out these posts before continuing on... Starting up Unsubscribing Prepping for scheduled spending Today I want to talk about your grocery shopping.  This is an area, that I feel, you can save big time when it comes to no extra spending.   Those impulse items find their way into our carts very quickly! For me, this is the area where I can earn my brownie points (no pun intended) .  I am at SAHM mom and don't bring in much income (a few dollars here and there from my blog) .  However, my husband depends on me to do the best I can when it comes to keeping the weekly grocery bill lean and trimmed. I had our son track (on Excel- getting in some math for him) my weekly grocery shopping in terms of total spending .   (leaving out every six weeks my husband stops by BJ's to get our water for water cooler and paper items - paper towels, toilet paper and napkins) ....

Hello February!  If you are here with me and others, Welcome!  Even if you didn’t participate in our No Spending January, jump right in with our February Challenge: Managing your Food Budget. Let me first premise the challenge with saying that I am in NO way a college educated expert in the “field” of money management, debt reduction or even a CPA.  I have been at the rock bottom and I have been at the tippy top and everything in between with my finances. I have lived in the basement apartment sleeping on the air mattress and I owned my own home at the age of 19. Whatever your situation, there is always a way to improve on it.  Our family has been mostly debt free ( I say mostly because we do have a mortgage and 2 vehicle payments monthly) for the past 7 years and I know that without planning we would not be able to be where we are today. The experts say the key to managing your finances is to write it all down so you can visually see what y...