Hello February!
If you are here with me and others, Welcome! Even if you didn’t participate in our No Spending January, jump right in with
our February Challenge: Managing your
Food Budget.
Let me first premise the challenge with saying that
I am in NO way a college educated expert in the “field” of money management,
debt reduction or even a CPA. I have
been at the rock bottom and I have been at the tippy top and everything in
between with my finances. I have lived in the basement apartment sleeping on
the air mattress and I owned my own home at the age of 19. Whatever your
situation, there is always a way to improve on it. Our family has been mostly debt free (I say mostly
because we do have a mortgage and 2 vehicle payments monthly) for the past
7 years and I know that without planning we would not be able to be where we
are today.
The experts say the key to managing your finances is
to write it all down so you can
visually see what you are dealing with.
What comes in and what goes out. Simple
math. Make a plan and find ways to work the plan! It’s about discipline
and teamwork from your family.
So many areas of the monthly outgoing expenses are “fixed”. The rent, mortgage, car payments, student
loans, blah blah blah….One of the
areas in household budget that is flexible is the food budget.
Since I don’t work outside the home (but do bring in some income – more on that
later) it’s my responsibly to keep our food budget in check. Our weekly
food budget is $ 120 per week. That is for a family of 5 living in a NYC Suburb
and eating mostly organic. (are
jaws dropping?) YES it’s possible.
It takes planning, discipline and prayer, but
it’s possible.
I can’t wait to share all my knowledge with you and
I do hope you will continue this journey and take the challenge with me for
February! Keeping your food budget in
check and showing you how to eat healthy is my goal.
Until next time – be blessed and shop less!
This post may contain affiliate or sponsor links. You can see our full disclosure policy at the bottom of this blog page.
Comments